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Reviewed by Jacob Whitmore, Whito · Fact-checked for accuracy

Last Updated on November 8, 2026

Whito is reader-supported. There are no affiliate links in this article, and no vendor paid to be included or to move up. How we make money: how-we-make-money. How we review: review methodology.

Short answer: for most UK small businesses, Crisp gives the cheapest AI answers. Its Mini plan is $45 a month for the whole workspace and includes AI credits for around 90 automated conversations, which works out at about 5 to 6 cents each. Chat data is stored in the EU. If you want to try AI free first on a WordPress or Shopify site, start with Tidio, whose Lyro AI answers your first 50 conversations free. If your data must stay in the UK, look at Click4Assistance.

Most small businesses buy a chatbot to fix a problem a chatbot cannot fix. If your website does not say your prices, your area and how to book, the bot has nothing to answer from. It will guess, or it will hand everything to you anyway.

So start with the questions, then the cost of each answer, then the tool.

Checked on 8 November 2026 against each vendor’s own pricing and help pages. Most vendors show prices in US dollars only, so we say “shown in dollars” where that is the case. VAT is not included unless stated. Prices change often, so check before you buy.

The quick comparison

ToolBest forFree planWhat an AI answer costsWhere data is stored
CrispSmall teams wanting cheap AI and WhatsApp in one inboxYes, but no AIAbout $0.05 to $0.06 per automated conversation within plan creditsEU (Netherlands)
Tidio (Lyro)A free start on WordPress or ShopifyYes, with 50 AI conversations onceAbout $0.65 per AI conversation on the entry add-onEEA
HubSpotBusinesses already using HubSpot CRMYes, chat and rule-based bots, no AI agent$0.50 per resolved conversation, after a Professional seat and $1,500 onboardingEU centre for paid accounts. Free accounts sit in the US
ChatbaseAnswering from your own website contentNo, 7-day trialPriced per message, so depends on chat lengthUS
Click4AssistanceFirms that must keep data in the UKNo, free trialAI add-on price not publishedUK
LiveChatStaff answering chats, light AI coverNo, 14-day trial10 AI resolutions a month included, then $0.99 eachEU if chosen at sign-up, otherwise US
Intercom (Fin)Online businesses with high volume and a help centreNo, trialFrom $0.99 per outcome, plus seatsUS by default. EU on contract
ZendeskFirms already running a help deskNo, 14-day trial$1.50 to $2.00 per automated resolution after a small allowanceUK hosting from Suite Professional

Before you buy: write down your top ten questions

Pull up your last 50 enquiries: emails, calls, DMs and contact forms. Write down what each one asked. Most small businesses find the same ten questions cover most of the list: price, availability, area covered, opening hours, how to book and how long a job takes.

If those answers are not on your website, put them there first. Every tool below answers from your own content. Good content in, good answers out.

Work out the cost per answered question

Ignore the headline monthly price. Ask what each enquiry the AI answers costs you, then compare it with what an enquiry is worth.

A plumber whose average job is £250 can afford to pay a pound an answer if it turns into bookings. A shop selling £8 items cannot.

Watch the wording. Some tools charge per conversation, when the AI replies at all. Others charge per resolution, when the AI is judged to have solved it. Each vendor defines these differently, and some pricing pages do not define them at all.

The tools, one by one

1. Crisp: cheapest AI answers, EU data

What the AI does: learns from your website, help articles, uploaded files and past conversations, then hands over to you with the full conversation. Works across web chat, WhatsApp, Messenger, Instagram and email.

Price (shown in dollars, per workspace not per person): Mini $45 a month for 4 seats with AI credits for around 90 automated conversations. Essentials $95 a month for 10 seats and around 450. The free plan has 2 seats and no AI. 14-day free trial.

Data: Crisp is a French company. Chat data is held in the Netherlands.

Watch out for: the pricing page lists the chatbot under Essentials, so check in the trial that Mini does what you need before paying.

Verdict: the best value if you get a steady flow of the same questions.

See Crisp’s prices

2. Tidio with Lyro: easiest free test

What the AI does: reads your support content, answers visitors and alerts your team when it cannot answer. Works on WordPress and Shopify through plugins, and on WhatsApp, Messenger and Instagram.

Price (shown in dollars): free plan with 50 billable conversations a month, and Lyro’s first 50 AI conversations free once. Starter $24.17 a month. The Lyro add-on starts at $32.50 a month for 50 AI conversations. Removing Tidio branding is $16.67 a month extra.

Data: stored in the EEA.

Watch out for: per-conversation costs climb fast as volume grows. No booking feature on the pages we read.

Verdict: the place to find out, for free, whether AI answers suit your customers.

See Tidio’s prices

3. HubSpot: if you already use HubSpot for leads

What it does: the free plan includes live chat and rule-based bots that can qualify leads, book meetings and answer common questions, for up to 2 users. The AI Customer Agent needs a Professional plan or above.

Price (shown in dollars): free chat at $0. The AI agent costs $0.50 per resolved conversation, but Professional starts at $90 a month per seat plus a $1,500 one-off onboarding fee.

Data: HubSpot has an EU data centre, but free-only accounts are put in the US.

Verdict: use the free chat and meeting bots if you already live in HubSpot. The AI agent is too dear an entry ticket for most small firms.

4. Chatbase: strong at answering from your own pages

What it does: builds an AI agent from your website and documents with no code. It can take actions, such as checking appointment slots. WordPress, WhatsApp, Instagram and Calendly connect on the cheapest plan.

Price (shown in dollars, billed yearly): Hobby $32 a month for 700 message credits. Basic $120 a month adds the shared inbox for handing chats to people. No free plan, 7-day trial.

Data: processed in the US.

Verdict: good answers from your own content, but think twice if you handle sensitive client details.

See Chatbase’s prices

5. Click4Assistance: UK data, priced in pounds

What it does: UK live chat with an AI agent add-on called Arti that answers from your website, books appointments and escalates to a person.

Price (in pounds): live chat Standard £19.95 a month equivalent for 3 websites and unlimited chats. The AI agent is an add-on with no published price, so you have to ask.

Data: the company says your data stays in the UK.

Verdict: the one for clinics, solicitors and accountants who must keep data in the UK. You cannot try the AI today without talking to sales.

6. LiveChat: people first, a little AI

What it does: a live chat inbox for your team with an AI agent included. ChatBot.com now shows the same plans and prices.

Price (in dollars, before VAT): Essential $19 per user a month billed yearly, $25 monthly. Includes 10 AI resolutions a month; 50 more cost $49.50.

Data: choose EU at sign-up, or it defaults to the US and cannot be moved.

Verdict: for businesses where staff answer chats in working hours. Not for out-of-hours AI cover.

7. Intercom (Fin): built for volume

What it does: AI trained on your policies that can run multi-step tasks such as refunds, across chat, email, social and voice.

Price (shown in dollars): Essential $19 a seat a month for new customers, plus from $0.99 per Fin outcome.

Data: US by default. EU hosting is for customers on a contract.

Verdict: powerful, but seats plus per-outcome charges add up. Overkill for a sole trader or salon.

8. Zendesk: for firms already on a help desk

What it does: AI agents that answer from your help centre and route harder questions to the right person.

Price (in dollars): Support Team $19 an agent a month billed yearly. Includes 5 automated resolutions per agent a month, then $1.50 to $2.00 each.

Data: UK hosting is free from Suite Professional, $115 an agent a month billed yearly.

Verdict: the dearest per answer in this list. Only worth it if you already run Zendesk.

Check the handover before you go live

The point of an out-of-hours bot is that a real person picks up the hard questions in the morning. Test it. Ask something the bot cannot know. Does it take a name, phone number and email? Does that land somewhere you will see it before 9am?

When a FAQ page beats a chatbot

  • You get fewer than five enquiries a day. A clear FAQ page and a good contact form cost nothing and miss nothing.
  • Your answers depend on seeing the job, such as roofing or building work. A form that asks for a photo does that better.
  • Your prices, areas and booking rules are not written down anywhere yet. Fix the website first.
  • Most enquiries are bookings. An online booking tool does that job directly.

A chatbot earns its place when the same questions arrive often, outside working hours, from people who would otherwise leave. That is a Build stage job, not a Start stage one.

Takeaway: write down your top ten questions and answer them on your website. Then pay for a bot only if the cost per answered question is less than what a lost enquiry costs you.

How we checked: we read each vendor’s pricing, help and data pages on 8 November 2026. We did not receive free accounts or payment from any vendor for this guide. Nobody pays to be included. If we add affiliate links later, they will be marked (Ad). How we make money.

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Whito
Whito is an independent UK research publisher. We publish research on how UK businesses are found, trusted and priced: what they cost to market, how their sectors work, and who actually gets recommended. Studies are free to read, every figure carries the date it was checked, and nobody pays to appear.