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Mortgage, protection and loan advice in Draycott, Derbyshire, trading since 2003
Badges show what the business or its website states. Whito has not checked them on the scheme’s own register unless the checks below say so.
Key facts
- Trading name
- Lifewise Financial Services
- Registered company
- NEDTOWN LIMITED
- Company number
- 04668300 (Companies House, status Active, checked 24 October 2026)
- Established
- 2003
- Registered office
- 11 Cleveland Avenue, Draycott, Derby, DE72 3NR
- Areas covered
- Draycott, Derby, Derbyshire, meetings by appointment
- Registration
- Companies House 04668300, active, incorporated 17 February 2003. FCA register also checked. Lifewise Financial Services is a trading style of Nedtown Ltd, appointed representative reference 470189 since 11 July 2007. Principal firm Life and Easy Limited, FCA number 462298, authorised since 4 May 2007. Registered office matches the address and phone published on the website. Checked 6 September 2026.
- Qualifications
- FCA appointed representative 470189 (checked on the FCA register, 6 September 2026)
- Services
- First-time buyer mortgages, Remortgages, Buy-to-let mortgages, Commercial mortgages, Secured loans, Bridging loans, Large loans, Life assurance, Critical illness cover, Income protection, Wills
- Phone
- 01332 870289
- Website
- lifewise-fs.co.uk
- Listing status
- Unclaimed. Compiled from public information and not yet verified by the business
- Listing last updated
- 24 October 2026
What Whito has checked
- Listed: yes. Public entry since 6 September 2026
- Companies House matched: yes. Company 04668300, Active, read 24 October 2026
- Claimed: no. Not claimed by the business
- Verified: no. Not yet: needs a claim, then Whito’s identity and contact checks
- Regulator checked: no. No regulator register read by Whito
- Company record
- Companies House shows Active for company 04668300, read on 24 October 2026. See the register entry
- Regulator register
- Not checked by Whito. The registrations and memberships on this listing are as the business or its website states them. Check each one on the scheme’s own register before you book.
- Listing ownership
- Unclaimed. Whito built this listing from public sources. The business has not claimed it. Run this business? Claim it free
- Website check
- 42 out of 100 on the Whito Visibility Check of lifewise-fs.co.uk, run on 25 October 2026. Biggest gaps: company number on the site, secure connection (HTTPS), business schema. Run the check again, free The score measures how easily people and AI assistants can read and trust the website, across 17 checks such as a secure connection, a visible company number and address, and structured data. It is not a rating of the business or its work. Run this business and want the score removed? Email hello@whito.co.uk.
- AI answers
- No AI answers recorded for this business yet. Whito’s AI studies cover selected trades and towns, so no record does not mean AI assistants never name it. Want this tracked every month? Visibility Monitor, £280 a month. Paying never changes this listing.
Each line means only what it says. Listed, matched, claimed, verified and regulator checked are separate states, and none of them is a recommendation. How Whito collects its data
About Lifewise Financial Services
Lifewise Financial Services is a mortgage, loan and protection adviser run from Cleveland Avenue in Draycott, Derbyshire, and has been trading through its company Nedtown Ltd since 2003. It advises on mortgages for first-time buyers, remortgages, buy-to-let and commercial borrowing, secured and bridging loans, and protection including life assurance, critical illness cover and income protection, with wills also offered. Meetings are arranged by appointment at a time and place to suit you.
The company behind the trading name is NEDTOWN LIMITED, number 04668300, active, incorporated on 17 February 2003, and the registered office matches the address on the website. Whito also checked the FCA register on 6 September 2026, which is the check that matters most for a firm like this. Nedtown Ltd is an appointed representative, reference 470189, since 11 July 2007, and its principal firm is Life and Easy Limited, FCA number 462298, authorised since 4 May 2007. The permission covers mortgage, insurance and consumer credit mediation only, which matches what the firm offers.
Two things to know before you engage. The site says retirement planning and investment advice are referred to a third party, so ask who that third party is and check them on the FCA register the same way. Will writing is not regulated by the FCA, so ask who prepares the will and what protections apply.
One practical note. The website is served over plain http without encryption, so telephone the firm on the number published here rather than sending personal or financial details through any form on the site. The site states that its advice is covered by the Financial Ombudsman Service.
What to check before you book
This listing is compiled from public sources, so confirm these directly with the business before any work starts.
- Confirm the business holds the right registration or accreditation for the work, and that it is current.
- Get the quote in writing, and ask whether it includes parts, certification and VAT.
- Ask for proof of public liability insurance before work begins.
- Ask for any certificates relevant to the work once it is done.
Common questions
What areas does Lifewise Financial Services cover?
Lifewise Financial Services covers Draycott, Derby, Derbyshire, meetings by appointment.
Is Lifewise Financial Services registered?
Whito records: Companies House 04668300, active, incorporated 17 February 2003. FCA register also checked. Lifewise Financial Services is a trading style of Nedtown Ltd, appointed representative reference 470189 since 11 July 2007. Principal firm Life and Easy Limited, FCA number 462298, authorised since 4 May 2007. Registered office matches the address and phone published on the website. Checked 6 September 2026. Registration can change, so confirm the current registration number with the relevant scheme before you book.
Is this listing verified by Whito?
Not yet. This listing is marked Unclaimed: Whito compiled it from public information and the business has not claimed it. Any Companies House or regulator check on this page is dated and stands on its own. When a business claims its listing it is marked Claimed, and Whito marks it Verified only after confirming its identity and a working contact. Whito does not publish invented reviews or star ratings.
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Claim Lifewise Financial ServicesThis listing was compiled by Whito from public information, including the business website and, where applicable, the Companies House register. It is not a recommendation or an endorsement. Always carry out your own checks before hiring. If you run this business and want the listing corrected or removed, use the claim link above.
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