reading_date,product,plan_that_files_mtd_income_tax,standard_price,billing,vat_basis_as_stated,intro_offer_as_stated,free_route_as_stated,on_hmrc_finder_on_reading_date,source_url,note
2026-07-27,Sage Sole Trader and Landlord,Sole Trader,7.00,monthly,ex VAT,3 months free,Free plan: 25 auto-categorised transactions a month; 1 bank account; 5 sales invoices a month,yes,https://www.sage.com/en-gb/making-tax-digital/,July reading as published in Whito post 13897
2026-10-20,Sage Sole Trader and Landlord,Sole Trader,7.00,monthly,excl. 20% VAT,90% off for 6 months (0.70 a month),Free plan: 25 auto-categorised transactions; 1 bank account; 5 sales invoices a month,yes,https://www.sage.com/en-gb/making-tax-digital/,
2026-07-27,QuickBooks,Sole Trader Plus,10.00,monthly,plus VAT,90% off for 6 months,none,yes,https://quickbooks.intuit.com/uk/pricing/,July reading as published in Whito post 13897
2026-10-20,QuickBooks,Sole Trader Plus,10.00,monthly,not stated on the plan card,90% off for 6 months (1 a month),none,yes,https://quickbooks.intuit.com/uk/pricing/,
2026-07-27,Crunch,Crunch Plus,10.00,monthly,plus VAT,,Crunch Free exists,yes,https://www.crunch.co.uk/software-pricing,July reading as published in Whito post 13897
2026-10-20,Crunch,Crunch Plus,10.00,monthly,+VAT,14 day free trial,Crunch Free exists but MTD for Income Tax filing is listed under Plus,yes,https://www.crunch.co.uk/software-pricing,
2026-07-27,Xero,Ignite,16.00,monthly,ex VAT,80% off for 6 months (3.20 a month),none,yes,https://www.xero.com/uk/pricing-plans/,July reading as published in Whito post 13897
2026-10-20,Xero,Ignite,18.00,monthly,excl. VAT,90% off for first 6 months (1.80 a month),none,yes,https://www.xero.com/uk/pricing-plans/,Ignite includes 20 invoices; price rise of 2 a month since 27 Jul
2026-07-27,FreeAgent,Sole trader,19.00,monthly,ex VAT,,Free with NatWest; RBS; Ulster Bank; or an active Mettle account,yes,https://www.freeagent.com/pricing/,July reading as published in Whito post 13897
2026-10-20,FreeAgent,Sole trader,19.00,monthly (or 190 a year),excl. 20% VAT,50% off first 6 months monthly (9.50) or 50% off first year annual (95),Free with a NatWest; RBS or Ulster Bank business current account; or a Mettle account with at least one transaction a month,yes,https://www.freeagent.com/pricing/?tab=tab%3Asole-trader,
2026-07-27,Coconut,MTD filing,129.99,yearly,not stated,,24 months free with a Zempler Bank account opened through Coconut,yes,https://www.getcoconut.com/pricing,July reading as published in Whito post 13897
2026-10-20,Coconut,MTD filing,129.99,yearly (or 12.99 a month),not stated,14-day free trial,Free for 2 years with a Zempler bank account applied for within Coconut,yes,https://www.getcoconut.com/pricing,New MTD Bridging plan 49.99 a year for spreadsheet users
2026-07-27,untied,Lite (as recorded in July),64.99,yearly,includes VAT,,,yes,https://www.untied.io/#pricingTable,July reading as published in Whito post 13897
2026-10-20,untied,Pro including MTD,129.99,yearly,prices include VAT,free 30 day trial,,yes,https://www.untied.io/#pricingTable,On 20 Oct the Lite plan (64.99) shows Making Tax Digital struck through
2026-07-27,TaxCalc,MTD Quarterly Filer (individual),24.00,yearly,ex VAT,,,yes,https://www.taxcalc.com/products/mtd-quarterly-filer-for-business,July: year-end return a separate purchase from 42; bridging
2026-10-20,TaxCalc,MTD Quarterly Filer for Business,24.00,yearly (from),not stated on product page,,,yes,https://www.taxcalc.com/products/mtd-quarterly-filer-for-business,Bridging; year-end return price not re-read
2026-07-27,123 Sheets,Single taxpayer annual,19.75,yearly,ex VAT,,,yes,https://123sheets.com/self-employed.aspx,July reading as published in Whito post 13897
2026-10-20,123 Sheets,Single taxpayer annual,19.75,yearly,ex. VAT,price includes a first year 50% discount,,yes,https://123sheets.com/self-employed.aspx,Bridging; page says the green annual price includes a first year 50% discount; year-two price not stated; 123 Sheets spreadsheet extra 40 + VAT
2026-07-27,Pandle,Free,0.00,free,,,Free plan,yes,https://www.pandle.com/pricing/,July reading as published in Whito post 13897
2026-10-20,Pandle,Free,0.00,free,,Pandle Pro 5 a month +VAT adds bank feeds,Free plan includes MTD IT submissions; no bank feeds,yes,https://www.pandle.com/pricing/,
2026-07-27,Zoho Books,Free,0.00,free,,,1 user plus 1 accountant,yes,https://www.zoho.com/uk/books/pricing/,July reading as published in Whito post 13897
2026-10-20,Zoho Books,Free,0.00,free,,,Free plan lists MTD for Income Tax; 1 user + 1 accountant,yes,https://www.zoho.com/uk/books/pricing/,